Enforcement proceedings

The enforcement procedure allows the creditor to collect their claim through the actions of a private or state enforcement agent based on an enforcement instrument – a court decision, a notarized contract, a bill of exchange, etc. However, in practice, it is not uncommon for enforcement proceedings to be conducted in violation of the law, after the expiration of limitation periods, or without valid enforcement actions being taken. In these cases, the debtor has the right to defend themselves and terminate the unlawful proceedings.

• When bank accounts or wages are garnished
• When a lien is placed on real estate
• Upon receiving an invitation for voluntary execution from an enforcement agent
• When there is suspicion of an expired statute of limitations on the obligation
• When enforcement proceedings are initiated without notice
• When the obligation is excessively increased with interest and fees

• Analysis of the validity of the enforcement proceedings
• Verification of expired statute of limitations and legal possibility of termination
• Preparation and submission of objections and requests to the Private Enforcement Agent and the court
• Appealing actions of an enforcement agent
• Protection against unlawful deductions from income and property
• Representation in claims for the return of unlawfully collected amounts
• Consultations and comprehensive legal strategy for the protection of the debtor

• Rapid response and action within deadlines that can save assets and income.
• Legal protection based on specific evidence and regulatory provisions.
• Minimizing additional costs and unlawful fees.
• Possibility to terminate proceedings upon expiration of the statute of limitations or procedural violations.
• Representation before the Private Enforcement Agent and the court at all procedural steps.

The Law Firm “Silvia Petkova” has extensive experience in providing effective legal assistance in cases of enforcement. Our team performs a detailed analysis of each case and offers a real opportunity to terminate unlawful enforcement actions, including in cases of expired statute of limitations or lack of valid actions on the part of the creditor.

We work with in-depth knowledge of the subject matter and apply all legal mechanisms to protect the rights and interests of our clients.